Not yet at a point where we can reach a conclusion on negative rates
There is a risk that negative rates end up being counterproductive
Outlook for monetary policy is skewed towards adding further stimulus
QE is probably less potent now than in March
Risks are skewed towards even larger job losses
Difficult to see a scenario where all furlough workers are reintegrated seamlessly
The speed of the recovery is likely to be slower while the virus remains a concern
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